Insurance Company Questions for Accidents in Fresno, California

Dealing with the insurance company after an automobile accident can be a harried experience. Here are some common questions you might have about your insurance company.

Q: Will I end up with a higher insurance rate as a result of this accident?
A: This is a big fear for a lot of people. Many times, people are reluctant to contact their insurance companies due to this fear. Many people say they don't want to call their insurance company because they dread the long-term results of filing a claim. Be assured that your insurance premiums won't go up if you weren't to blame in the accident. You'll not be punished for someone else's carelessness.

Q: What about my car?
A: A claim will be opened with the other driver's insurance company if they were determined to be at fault. After that, a property adjustor will be assigned to your case. They will inspect the vehicle and estimate the amount necessary to repair your vehicle. Occasionally adjustors underestimate the amount of money needed to repair the damage to your car and make a settlement offer that is far below what you really need to fix the car, assuming that you won’t know any different. We'll protect you from this, and keep you from being cheated. We handle insurance claims and adjustors all the time, and we are very knowledgeable of the cost of car repairs in Fresno. If we don’t think the offer on the table is a fair one, we will get you a second opinion and another appraisal.

Q: What if my car was totaled?
A: If your vehicle is beyond reasonable repair, we will do everything in our power to make sure you get paid for the replacement of your vehicle as quickly as possible. We can evaluate your insurance policy as well, and help you get a rental car in the meantime. 

Q: The other car driver was found to be at fault. Why do I have to pay the deductible?
A: You do have to pay the deductible, temporarily. However, in many instances, we can collect damages from the other party, particularly if there was property damage or injuries sustained. You can be reimbursed as part of your settlement claim or lawsuit.

We understand that automobile accidents can be very stressful. We are here to help. Our firm is full of dedicated experienced professionals who are well-versed in personal injury law. Call us today for a free case evaluation. You don’t have to go through this alone.